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ACCESS
This Website and the information, tools and material contained in it (this "Site") are not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or which would subject Empire Mortgage or its affiliates (collectively "Empire Mortgage") to any registration or licensing requirement within such jurisdiction.

NO OFFER
The information, tools and material presented in this Site are provided to you for informational purposes only and are not to be used or considered as an offer to sell or solicitation of an offer to buy real estate, securities or other financial instruments, or any advice or recommendation with respect to such real estate, securities or other financial instruments. The Site's contents may not be reproduced in whole or in part or otherwise made available without the prior written consent of Empire Mortgage. Information and opinions presented in this Site have been obtained or derived from sources believed by Empire Mortgage to be reliable, but Empire Mortgage makes no representation as to their accuracy or completeness. Empire Mortgage accepts no liability for any loss arising from the use of the material presented in this Site.

DISCLAIMER OF WARRANTIES

Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied is made regarding future performance. Opinions and estimates reflect a judgment at original date of publication by Empire Mortgage and are subject to change. The value and income of any of the real estate properties and related mortgage securities or financial instruments mentioned in this Site can fall as well as rise.

Real estate and the related mortgage security investments are complex instruments, typically involve a high degree of risk and are intended for sale only to sophisticated investors who are capable of understanding and assuming the risks involved. The market value of any mortgage security or real estate property may be affected by changes in economic, financial and political factors (including, but not limited to, spot and forward interest and exchange rates), time to maturity, market conditions and volatility and the credit quality of any borrower, issuer or reference issuer. Any investor interested in purchasing a mortgage security or real estate property should conduct its own investigation and analysis of the product and consult with its own professional advisers as to the risks involved in making such a purchase.

This Site is subject to periodic update and revision. Empire Mortgage maintains the right to delete or modify information on this Site without prior notice.

EMPIRE MORTGAGE HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS, STATUTORY OR IMPLIED, REGARDING THE SITE, AND ANY RESULTS TO BE OBTAINED FROM THE USE OF THE SITE, INCLUDING BUT NOT LIMITED TO ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR USE, AND ALL WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING AND USAGE OF TRADE OR THEIR EQUIVALENTS UNDER THE LAWS OF ANY JURISDICTION. EMPIRE MORTGAGE DOES NOT WARRANT OR GUARANTEE THE ACCURACY, TIMELINESS, SUITABILITY, COMPLETENESS OR AVAILABILITY OF THIS SITE OR THE INFORMATION OR RESULTS OBTAINED FROM USE OF THIS SITE, OR THAT THIS SITE OR THE INFORMATION OR RESULTS WILL BE FREE FROM ERROR.

UNDER NO CIRCUMSTANCES AND UNDER NO THEORY OF LAW, TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE, SHALL EMPIRE MORTGAGE BE LIABLE TO ANYONE FOR ANY DAMAGES RESULTING FROM ACCESS OR USE OF OR INABILITY TO ACCESS OR USE THIS SITE REGARDLESS OF WHETHER THEY ARE DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY CHARACTER, INCLUDING DAMAGES FOR TRADING LOSSES OR LOST PROFITS, OR FOR ANY CLAIM OR DEMAND BY ANY THIRD PARTY, EVEN IF EMPIRE MORTGAGE KNEW OR HAD REASON TO KNOW OF THE POSSIBILITY OF SUCH DAMAGES, CLAIM OR DEMAND.

DISTRIBUTION
Empire Mortgage makes the information and material presented in this Site available.

Any person or customer wishing to effect a transaction should do so only by contacting a representative at Empire Mortgage.

COPYRIGHT AND TRADEMARK
All material presented at this Site, unless specifically indicated otherwise, is under copyright to Empire Mortgage, its subsidiaries and affiliates. The material is freely downloadable for browsing purposes only. None of the material, nor its content, nor any copy of it, may be altered in any way, transmitted to, or distributed to any other party, without the express written permission of Empire Mortgage. All trademarks, service marks and logos used on this site are trademarks or service marks or registered trademarks or service marks of Empire Mortgage or one of its affiliates or other entities.

LINKED SITES
This Site may provide the addresses of or contain hyperlinks to websites. With the exception of Empire Mortgage's own website material, Empire Mortgage has not reviewed any such sites which link to this Site or to which this Site links, and is not responsible for the content of any other websites or pages linked to or linking to this Site. Such addresses or hyperlinks (including addresses or hyperlinks to Empire Mortgage's own website material) are provided solely for your convenience and information. Accessing such website or following such links to any other websites or pages shall be at your own risk.
 
 
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